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Home > Categories > Finance and Insurance > Housing Loans  

Latest Housing Loans Advice  (What's this category about?)

Page  1 2 3 4 5 6
BROWSE HOUSING LOANS ADVICE:
 From:  B.R.Raghunath, Bangalore, Sep/26/08 submitted on: Ammas.com
Subject:  What is the maximum ceiling on interest on home loan for a self occupied apartment.
Question:  What is the maximum ceiling on interest on home loan for a self occupied apartment.I took possession of apartment this year,Can I claim pre emi interest installment in addition to Rs.1,50,000/- ?.Kindly Clarify

Rate = 2.5 (Rated by 10 Council Members)

VVS SURYANARAYANA ,
Council Member
  Ammas.com
  Dear Sri Raghunath,

The maximum ceiling on interest on home loan for a self occupied apartment is Rs.1,50,000.

Interest in addition to Rs.1,50,000:

BENEFIT FOR DEDUCTION OF INTEREST ON HOUSING LO

... Full advice ...
Rate = 2.5 (Rated by 6 Council Members)

 
Butterfly Wings,
Council Member
  Ask Agent
  Yes. You can claim interest as dedcution under head income from house property, upto Rs. 1,50,000/- in case of a self occupied property. You can claim pre- construction interest as deduction in 5 equa

... Full advice ...
Rate = 2.5 (Rated by 6 Council Members)

 
Anu Babu,
Council Member
  Ammas.com
  Hi Raghu,

S u can claim the pre emi. Also u can claim ur princial in section 80c maximum upto 1,00,000.

... Full advice ...
Rate = 1.5 (Rated by 6 Council Members)

 
 From:  Baddam Bhaskar , India, Jun/30/08 submitted on: AnswerPod
Subject:  Regarding Housing loan
Question:  Sir I took a housing loan from Sahara housing finance corporation Ltd on a floating rate. My current floating rate is 10.75%. Sir my query is that I want to convert my floating rate into fixed rate and which bank can repay my entire loan to Sahara housing finance and what is the maximum fixed rate they are going to charge if it is possible. can u please sugget me a good idea regrding this. I have 10 years of tenure and I paid 25 onths of instalment of my housing loan

Rate = 3 (Rated by 9 Council Members)

sharmila b,
Council Member
  Ammas.com
  Any private banks will make the same if u provide proper documents to them. you can provide the proper repayment schedule of your loan

you can go for ICICI , HDFC , CITIBANK , LIC

... Full advice ...
Rate = 2.5 (Rated by 2 Council Members)

 
 From:  Scott Hochgesang, Balmain, Jun/21/08 submitted on: APOnline
Subject:  Can I get encumbrance certificate online?
Question:  I need Encumbrance Certificate to apply for transfer of home loan. Can I get it online?

Rate = 2.5 (Rated by 10 Council Members)

Ashok Vundavalli,
Council Member
  APOnline
  depends on the location you are form.

... Full advice ...
Rate = 1.5 (Rated by 3 Council Members)

 
B,purnima rao,
Featured Member
  Ammas.com
  yes u will get.b4 that u hav 2 visit ur bank a/c& c there website.& there terms &conditions. thank u.

... Full advice ...
Rate = 1.5 (Rated by 4 Council Members)

 
 From:  Jagabathula Sha, India, May/14/08 submitted on: Ask Agent
Subject:  housing loan
Question:  Whether we construction house during this year 2008 can we get home loan from Bank

Rate = 1.5 (Rated by 6 Council Members)

Geetha Gopakumar,
Council Member
  Ammas.com
  Necessity is the mother of inventions, where there is a will there is a way also. If you are highly needed then you will work for to get home loan and to construct a house - a house of our own- a prim

... Full advice ...
Rate = 1.5 (Rated by 3 Council Members)

 
Latha Jayaprakash,
Council Member
  Ammas.com
  Please mention clearly what you want to know. Do you want astrological predictions or to find out something about getting house loans? Please do repost the query with all details. If you want astro

... Full advice ...
Rate = 1.5 (Rated by 3 Council Members)

 
Keep Smiling .,
Council Member
  Ammas.com
  Yes, home loans are vailable with banks..To know more about repost the query clearly

... Full advice ...
Rate = 1 (Rated by 4 Council Members)

 
 From:  sonu, india, Apr/28/08 submitted on: Ammas.com
Subject:  bank loans
Question:  Hi, i need to buy a flat in bangalore worth cost 45 lacs. banks are not giving me loans more than 20 lacs on my present salary, i want to know is the any way by which i can buy that flat. Is it possible that me and my cousin brothers contribute their salaries to get the appropriate loan amount.

Rate = 3 (Rated by 7 Council Members)

Bond 007 James,
Council Member
  Ammas.com
  hi sonu, how r u? investing in real estate is a very good idea,as in my opinion real estate is the no 1 investment in the world and real estate in indian metros is booming like anything.

s

... Full advice ...
Rate = 3 (Rated by 3 Council Members)

 
buddy Pooh,
Council Member
  Ammas.com
  Dear Sonu,

Generally banks sanction loans if you add your brother name as co-borrower.But by this you may face problem in future as Asset will be in both of your names.

... Full advice ...
Rate = 2.5 (Rated by 2 Council Members)

 

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