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There are no pending questions in the Personal Finance section. However, you can browse the most recent advice from this section below.


Latest Personal Finance Advice  (What's this category about?)

BROWSE PERSONAL FINANCE ADVICE:
 From:  v v, NEW YORK, Jul/16/11 submitted on: Ammas.com
Subject:  finance
Question:  When i try to pay,i get ,The card you entered cannot be used for this payment. Please enter a different credit or debit card number. I have given correct details and have used this card so many times. what are my payment options now ?

Rate = 3 (Rated by 1 Council Members)

Leena Daniel,
Council Member
  Ammas.com
  It is possible that you did not swipe the card well, or the place where you are swiping your card does not accept the card you have. Its possible that the card is worn out and you need to get a replac

... Full advice ...
Rate = 5 (Rated by 1 Council Members)

 
 From:  Anonymous, United States, May/10/11 submitted on: AnswerPod.com
Subject:  CAR LIEN
Question: 

Here is the question: How do I take off a lien holder out of a car title if the car I paid for?

Rate = 3 (Rated by 4 Council Members)

sambasivan s,
Council Member
  Ammas.com
  Dear Anonymous, United States !

In some States the lender will return the title to you where it is in physical form. If you are living in paperless title state the lender will advise electronically

... Full advice ...
Rate = 5 (Rated by 3 Council Members)

 
usha gurnani,
Council Member
  Ammas.com
  Contact the lender and ask that they take action to release the title because you have paid off the loan. Be ready with proof, such as the bank’s own “Paid in Full” note, or bank statements with payme

... Full advice ...
Rate = 4 (Rated by 3 Council Members)

 
Nagarajan S,
Council Member
  Ammas.com
  First, have the lien holder send you a signed lien release. Then you can take that to DMV and get a duplicate title. Contact the DMV and find out if this will work. If so, is there a specific lien rel

... Full advice ...
Rate = 3.5 (Rated by 3 Council Members)

 
 From:  Anonymous, Boston, Mar/07/11 submitted on: Ammas.com
Subject:  Why are microfinance institutions seekin...
Question:  Why are microfinance institutions seeking withdrawal of the Andhra Pradesh Microfinance (Money-lending) Regulation Act?

Was there a specific event that prompted the state government to enact this bill? Or, was it a set of events? Please enumerate the events if possible.

Is any such act enacted elsewhere in India/South Asia?

Any relevant information will be helpful.

Rate = 3.5 (Rated by 6 Council Members)

Gowri Raman,
Council Member
  Ammas.com
  Hi

Events leading to withdrawal of microfinance:

There were talks of microfinance companies making plenty of money out of the poor people.There were complaints of dodgy interest rates and recove

... Full advice ...
Rate = 3 (Rated by 4 Council Members)

 
Nagarajan S,
Council Member
  Ammas.com
  Andhra Pradesh assembly passed the Bill to regulate microfinance institutions (MFIs), the Microfinance Institution Network (MFIN) expressed disappointment over the way the Bill was passed without inco

... Full advice ...
Rate = 2.5 (Rated by 3 Council Members)

 
preeti saxena,
Council Member
  Ammas.com
  Even as microfinance institutions are seeking withdrawal of the Andhra Pradesh Microfinance (Money-lending) Regulation Act, the State Government has further broadened its scope.

Acting on claims for

... Full advice ...
Rate = 2.5 (Rated by 2 Council Members)

 
Keep Smiling .,
Council Member
  Ammas.com
  The Andhra Pradesh government issued an Ordinance on October 15, 2010, which stipulated conditions for the microfinance activities in the State. This Ordinance was ratified two months later on Decembe

... Full advice ...
Rate = 2.5 (Rated by 2 Council Members)

 
jes sree,
Council Member
  Ammas.com
  With an ordinance issued by the government of the state of Andhra Pradesh being replaced by legislation, the era of regulation of microfinance institutions (MFIs) has arrived. The law among other thin

... Full advice ...
Rate = 2 (Rated by 3 Council Members)

 
C. Raj, United Kingdom,
Council Member
  Ammas.com
  Hi,

This articles will be helpful to answer your queries.

1st - Interview with Vijay Mahajan, President, Microfinance Institutions Network MFIN on CNBC TV18

Q: Countries largest banker says

... Full advice ...
Rate = 1.5 (Rated by 3 Council Members)

 
SEETHA CHIMAKURTHI,
Council Member
  Ammas.com
  It is completely with political reasons. Political leaders and media projected in a way that people are attempting suicides when they have been insisted to pay installment money to microfinance agent

... Full advice ...
Rate = 1 (Rated by 2 Council Members)

 
chembrolu srividya,
Registered Member
  Ask Agent
  as the rate of interest by micro finances is uncertain. If law is accepted they has to bound for some fixed interest. and mode of recovery has to be changed,

... Full advice ...
Rate = 0.5 (Rated by 3 Council Members)

 
 From:  srikanthrayaprolu, India, Dec/13/10 submitted on: Ammas.com
Subject:  I have resigned as a judicial officer af...
Question:  I have resigned as a judicial officer after worked for 5 years.How i will get contributory pension amount and what are the details and whether the government contribution will also given to me and to whom i have to apply.

Rate = 3 (Rated by 3 Council Members)

Lavanya Rowe,
Council Member
  Ammas.com
  Hi You have not mentioned your age. Also you said you have resigned after 5 years.

As per EPF rules of the government, if you are more than 50 years of age and had opted for pension with the emplo

... Full advice ...
Rate = 3 (Rated by 4 Council Members)

 
jes sree,
Council Member
  Ammas.com
  please can you tell me the state you belong to.cthe rules and regulations are diffrent for many states. www.consumercourt.in/.../27340-pens…

... Full advice ...
Rate = 3 (Rated by 3 Council Members)

 
Can Answer,
Council Member
  Ammas.com
  Hi You hae to contact your EPF authorities to verify your eligibility. Your institution must be maintaining the PF account. You can verify your PF statement given to you periodically to ascertain all

... Full advice ...
Rate = 2.5 (Rated by 5 Council Members)

 
KG Anand,
Council Member
  Ammas.com
  This will depend on the organization or company you were working with and the state where you were posted. As these particulars are not clear from your querry it is suggested that you consult an exper

... Full advice ...
Rate = 2 (Rated by 3 Council Members)

 
Kalpana Ram,
Council Member
  Ammas.com
  Hi If you had given your specific option for pension, you would get it. But you will not get the institutions contribution to the PF.

Do contact your PF maintaining authority for more details.

... Full advice ...
Rate = 2 (Rated by 3 Council Members)

 
 From:  Anonymous, india, Dec/09/10 submitted on: Ammas.com
Subject:  hi, Iam planning to save monthly some a...
Question:  hi, Iam planning to save monthly some amount (say 10000) for five years. At the end of 5th year i need the money for my personal commitments. please can some one assist me the best ways to make more money apart from investing in stocks, Mutual funds etc. Especially i like to know about investing in gold

Thanks in advance for your answers.

Rate = 3.5 (Rated by 2 Council Members)

Pramod Gupta,
Registered Member
  Ammas.com
  To invest money on monthly basis for a long period like five years it will be better and suitable to invest in life insurance plans specially in tradetional policies for five years payment or more as

... Full advice ...
Rate = 2.5 (Rated by 1 Council Members)

 

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