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| From: | Anonymous, LIVONIA, Jun/21/11 submitted on: Ammas.com | |
| Subject: | Saving money for future In India we h... | |
| Question: |
Saving money for future
In India we have inflation of the order of 9 to 10%. Of course authorities say it will come down to 6 to 6.5% by March 2012. In fact repeatedly they have always quoting 9 months ahead so that nobody will think/question about it. In such a situation is it not advisable to invest in gold/real estate/silver instead of keeping money in banks. Also there is more incentive for not saving. Supposing one decides to save money what are the suggestions you can make to beat the rising prices and yet save for the future.
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KG Anand, Council Member Ammas.com |
Inflation level of about 10% is very high for a developing economy like India and it reduces the purchasing power of middle and lower class population very much. Higher authorities only give lip sympa | |
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Gowri Raman, Council Member Ammas.com |
Hi
Insure Yourself From Inflation For The Long Term #1 Buy a house. If you buy a house today, you are automatically hedged for inflation. Your house is a fixed asset and any kind of fixed asset |
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pratik patel, Registered Member Ask Agent |
In meantime, you can go for mutual fund or you can buy gold bond from bank that would be better as per Indian market condition. More you can bit inflation by investing in real estate for 2-3 year to g | |
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Gopichand Dhanwani, Registered Member Ammas.com |
Dear Anonymous, You should invest as follows to overtake the rising prices and inflation. 25% Buy land 25% Buy Gold and Silver 25% Invest SIP in reputed Mutual funds 25% Buy Money Back insurance Plan | |
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Nagarajan S, Council Member Ammas.com |
Dear friend, The Govt.of India, finance minister and RBI will simply say inflation will come down to 6 to 6.5% in the year 2012. This is not fact. Because of soaring prices of commodities w | |
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jes sree, Council Member Ammas.com |
http://www.financeninvestments.com/… How to Save Money during High Inflation Computing your own inflation levels before chalking out a plan is a compl | |
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Vijaya lakshmi, Council Member Ammas.com |
Hi it is interesting question.
I think differently for this question. As people are now rushing to get those papers (money) in locker and those metals as the luxury things, I would suggest to inves |
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C.V. Ram Narayanan Sastry, Council Member Ammas.com |
Hi, This is the standard operating principle in any developed country or countries nearing that stage. Investments are usually advocated more than saving. In India since the late nineties itself havin | |
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Seetha Hariharan, Featured Member Ammas.com |
Hi, First of all stop taking food outside. If you go to hotel with family members it costs so much, save this money. Cook at home.Good for your health too.Only buy What ever necessary for the house. | |
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divya kumari, Registered Member Ammas.com |
Please plan the budget appropriately. Buy some real estate land in India. Dont buy in major cities.. instead buy in some remote areas or in villeges. | |
| From: | Anonymous, India, May/18/11 submitted on: Ammas.com | |
| Subject: | Mutual Funds -- I am a retired person... | |
| Question: |
Mutual Funds --
I am a retired person. I get pension and interest from bank deposits. I invested in a mutual fund for saving income tax. But the NAV came down after a few months --of course at that time there was some market downfall. Today I received an email from that mutual fund asking me to vote the same as Super brand, I am not able to decide,. Please tell me supposing one has to invest say Rs. 1 lakh under mutual fund which fund will definitely get us income more than bank interest rate.
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Gowri Raman, Council Member Ammas.com |
Hi
You having retired but with pension, you must choose a fund that is less risky. The following funds have shown high returns in one year: 1. IDFC Small&Midcap Eqty -G 48% return 2. JM |
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sudhams , Registered Member APOnline |
Well as u said that u already invested in mf that too in tax saver its a good idea to invest in tax saver but u have to choose a good company like franklen templeton and hdfc , icici ,birla this r th | |
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Nagarajan S, Council Member Ammas.com |
if you invest in Birla Sunlife, State Bank of India, Reliance and Sundaram Mutual funds, you may get good dividend. Also your investment will be at safe. Moverover, you can invest in Post office Indra | |
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KG Anand, Council Member Ammas.com |
Mutual Funds are safer than equity shares and mutual funds of private sector are better performing than those of public sector. If you are satisfied with the particular MF you are referring to then yo | |
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Rajesh Kumar Mishra, Council Member Ammas.com |
Its very difficult to predict market behaviour but here are a few which are relatively good to invest viz.DSPBR Opportunites,HDFC, Fidelity Equity,Magnum Contra,Tata Infrastructure. I am sure you wil | |
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Raju Balasubramanian, Council Member Ammas.com |
Post Office Monthly Income Scheme for 6 years is good for regular income. Senior Citizen Scheme in Post office (9% interest) Contact Post Office for some more scheme. | |
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Kranthi Kumar, Council Member Ammas.com |
Hi Anonymous,
Divide your investment into 3 parts and invest them into 1) Debt Funds 2) Gold Funds 3) Diversified Funds Good Luck! Happy Investing... |
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sri krishna, Council Member Ammas.com |
Frankline /Reliance growth mutual funds and be invest when market is at nify 5400-5500 only | |
| From: | Anonymous, North Shore, May/10/11 submitted on: Ammas.com | |
| Subject: | Is Microsoft's Skype acquisition of $8.5 billion overpriced? | |
| Question: |
Is Microsoft's Skype acquisition of $8.5 Billion overpriced?
What are the expectations and results that you think Microsoft is expecting to achieve out of this acquisition? What are the strategic benefits for Microsoft out of this acquisition? Do you think it's crucial for Microsoft to buy Skype at this stage? Why?
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vineet saxena, Council Member Ammas.com |
Microsoft is certainly overpaying by spending $8.5 billion to buy Skype, but it's a deal that Microsoft had to make. In the end, the several billion dollar premium it pays won't matter, but the signif | |
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Gowri Raman, Council Member Ammas.com |
Hi
Is the acquisition overpriced? Microsoft made the right choice. Even the $8.5 billion price tag isn't all that bad, considering the growth potential that Skype could bring to Microsoft's oper |
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Sandhya
A, Council Member Ammas.com |
This is a wonderful query. I feel as if I am one of the shareholders of Microsoft contributing to their decision making. I feel truly privileged :) :)
When a software is functioning well and popular |
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sambasivan s, Council Member Ammas.com |
THERE ARE SO MANY REPORTS ON THIS PURCHASE AND I AM GIVING HERE WHAT I CONSIDERED MOST INTERESTING.
OTHER REPORTS ARE GIVEN IN ANNEXURE.
Just days after reports that Google and Facebookwere interest |
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Creative Services, Council Member Ammas.com |
Hi,
A very interesting and compelling question for tech investors, since Microsoft has been on the decline in terms of innovation and blockbuster products.
Here are some compelling reasons |
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R S, Council Member Ammas.com |
Google initially opened up whole free service for web searching - then business model evolved. With the advent of emerging Asian markets with over 2.5 billion of population, the no.of people utilising | |
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preeti saxena, Council Member Ammas.com |
Microsoft to buy Skype in $8.5 billion deal
its largest ever — signals not only a departure from corporate strategy but underscores Microsoft's need to gain more traction among consumers on the Inter |
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sharada s, Registered Member Ammas.com |
The answer whether Microsoft's Skype acquisition of $8.5 billion overpriced will be: The acquisition wasn’t exactly cheap for Microsoft. This would be the largest sum of money Microsoft has eve | |
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prabha singh, Council Member Ammas.com |
REDMOND, Wash., and LUXEMBOURG – May 10, 2011 – Microsoft Corp. (Nasdaq: “MSFT”) and Skype Global S.à r.l today announced that they have entered into a definitive agreement under which Microsoft will | |
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Nagarajan S, Council Member Ammas.com |
An investor group led by Silver Lake has agreed to sell communications software company Skype to Microsoft (NASDAQ: MSFT) for $8.5 billion in cash. CPP Investment Board, Andreessen Horowitz and eBay | |
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Raja Mukherjee, Registered Member Ammas.com |
Microsoft wants to occupy every facet of internet communication.The valuation is usually based on future revenue generation capacity or an overall strategic fit into overall business plans. In this ca | |
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Rajesh Kumar Mishra, Council Member Ammas.com |
Microsoft's has acquired Skype which is its biggest ever and appears a good deal. The software company has thus entered in the field of telecoms. Microsoft will thus add one more business to its grand | |
| From: | Anonymous, Chennai, Mar/31/11 submitted on: Ammas.com | |
| Subject: | Investing in Silver ETF / Mutual Fund | |
| Question: |
I wish to invest in silver without buying physical silver but through a silver ETF or a silver mutual fund. Is this a right time to enter into these investments? As I can see that the silver prices are ready for a breakout and it is time to be cautious.
Please guide me on investing in Silver ETF..Can I go with this investment now? And what are the best silver ETF or silver mutual funds in India?
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Sumanth Nerella, Council Member Ask Agent |
There are no Silver Mutual funds as we have for Gold. Currently you can buy silver through ETF or NCDEX spot exchange for silver. Silver is mostly use...
(Pay to view full answer)
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sambasivan s, Council Member Ammas.com |
Dear Anonymous, Chennai !
It is wise to invest in silver.
The price of silver is rising as that of gold.
To my knowledge Silver BeEs has not come...
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prabha singh, Council Member Ammas.com |
Demand for Silver, Platinum ETFs in India
MUMBAI (Commodity Online): Demand for exchange traded funds (ETFs) in precious metals other than gold is gro...
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Gowri Raman, Council Member Ammas.com |
Hi
Silver ETFs have not yet taken off in India because of a debate over whether trading will be allowed under market regulator Securities and Excha...
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Sreeja b das, Council Member Ammas.com |
A silver exchange traded fund is a publically traded fund which any investor can buy into. The fund may invest in the stock of silver mining companies...
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preeti saxena, Council Member Ammas.com |
If there is anything that investors should have learned in the past decade it’s that commodities (which include metals) have a place in a well diversi...
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vineet saxena, Council Member Ammas.com |
National Spot Exchange is now in India by which you can buy Silver in Demat form.
I call it Silver ETF (Exchange Traded Fund). It's just like the Gold...
(Pay to view full answer)
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Creative Services, Council Member Ammas.com |
Hi,
Silver is at an all time high right now trading at Rs.55900/kg and is going through a very bullish phase. This is a record high and is performing...
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KG Anand, Council Member Ammas.com |
With the stock markets continuing their downward spiral, investors are on the lookout for different avenues to park their funds, like fixed deposits, ...
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jes sree, Council Member Ammas.com |
Adding silver to an investment portfolio increases the degree of diversification and protects against fluctuations in other asset types, according to ...
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Changappa K.B., Council Member Ammas.com |
India’s first Silver ETF Benchmark Mutual Fund.
Benchmark is not only a specialist in ETFs but has also been the pioneer behind getting Indians to lo...
(Pay to view full answer)
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vaibhav lodha, Registered Member Ammas.com |
hi,you can definitely do so but not buying physical silver and buying silver etfs,there are lot etfs in india,few of them are bnp paribad,reliance mut...
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sulthana razia, Registered Member Ammas.com |
yes,now silver rate is high,i will increase day by day...
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satinder kumar, Registered Member Ask Agent |
You can buy or sell silver ETFs online through an online stock brokerage firm such as Zecco. The chart shows that silver prices are gradually increase...
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N J, Registered Member Ammas.com |
Yes...
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sri krishna, Council Member Ammas.com |
yes u can invest,u might see this price in future is of 75000,u can invest in both ways...
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| From: | Anonymous, Chennai, Mar/16/11 submitted on: Ammas.com | |
| Subject: | Investments for retirement benefits | |
| Question: |
I wish to know about various investment plans for a 35 year old individual that could give better results at the retirement age. What could be the best long term investments with good compounding and that makes your money grow as time passes by.
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KG Anand, Council Member Ammas.com |
Following are some of the well advised and tried suggestions: 1. Open a PPF Account with a Public Sector Bank for 15 years duration which is extendable also. The amount put in PPF is eligible for Tax | |
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C. Raj, United Kingdom, Council Member Ammas.com |
In India, the safest Investments are with nationalised banks. Pensions schemes in Nationalised banks will bring assured returns, though private banks may offer slightly better schemes. The very fact t | |
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sambasivan s, Council Member Ammas.com |
Hello !
You are 35 year old. You have not stated about your earnings and the amount now available for investment. I take that you are working in a company/government getting monthly income and |
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Aranya , Council Member Ammas.com |
Hello, Hmm,ofcourse there are lot many investments out there.Though i know only two kinds of investments,nothing special,just stock market and real estate.With the real estate,if u own a piece of lan | |
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Gowri Raman, Council Member Ammas.com |
Hi
Your retirement investment plan should reflect your risk tolerance. Evaluate yourself and see how much risk you are willing to take with your money. 2 For a younger person's retirement inves |
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jes sree, Council Member Ammas.com |
Life is very uncertain. For the family bread earner unexpected early death can lead the family into trouble. Similarly living too long beyond retirement years can also be a problem. Post retirement th | |
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shiva sakthi, Council Member Ammas.com |
Hai,
Mutual funds is an excellent option to invest money in the long run. The best part of mutual fund investments is that its cost is lower. If you go for mutual fund investments, the chances are |
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Interest Blog, Council Member Ammas.com |
As per I have learned about investment, I have found SIP the most safe and the one investment which pays well in long term
Though it is available for 5yrs but the maximum benefits are seen in 10yrs |
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PP , Registered Member Ammas.com |
Please do a financial planning and determine th eamount that you want to invest.
For safe investments choose Fixed Deposit, PPF, Infra Structure Bonds etc. Diversify into few Mutual Funds and i |
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arun rana, Council Member Home Jobs For Indians |
Hello friend
There are many options to invest. If you have good amount of money with you it would be excellent to invest in some property, however for smaller amount risk free investment is either |
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Sameena B, Council Member Ammas.com |
You can invest in land. Maybe buy an apartment or flat and rent it out. With time price of the property will also rise (depending on the location) You will have your own asset over a long period of t | |
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satinder kumar, Registered Member Ask Agent |
In my view, LIC is the best option for partial amount while Fixed Deposits with post offices is the second best option to increase the income... | |
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sri krishna, Council Member Ammas.com |
hdfc standard life lic jeevan saral | |
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arsalan Zubair, Registered Member Ammas.com |
IT is better that you should buy a shop or a plot. | |
