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There are no pending questions in the Housing Loans section. However, you can browse the most recent advice from this section below.


Latest Housing Loans Advice  (What's this category about?)

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BROWSE HOUSING LOANS ADVICE:
 From:  B Kiran, India, Apr/13/11 submitted on: Ammas.com
Subject:  I have a running home loan account with ...
Question:  I have a running home loan account with LIC. I would like to close the account coz I am not in a position to pay the monthly EMI due to other commitments that are of more importance. It's not I lost my job or something. Unfortunately for me the house that I had purchased is not sell-able due to the down trend in the real estate industry. Now, is there a work around for me to bail out of this situation without losing my CIBIL score etc. I have been prompt with every payment and financial transaction till date and I would like to keep my records clean....Pls advise....

Rate = 3 (Rated by 2 Council Members)

sambasivan s,
Council Member
  Ammas.com
  Be sincere. Try to pay to an extent possible. YES. Now I get the msg. You are able to pay. But u do not want to pay because the property's price has come down. This is not fair.

Whether you lik

... Full advice ...
Rate = 4 (Rated by 1 Council Members)

 
 From:  Sara Pears, Canada, Oct/01/10 submitted on: Ammas.com
Subject:  How can a mortgage be paid off easily?...
Question:  How can a mortgage be paid off easily?

Rate = 2.5 (Rated by 3 Council Members)

babita s,
Council Member
  Ammas.com
  Hi, Perhaps the question would have been little clearer so that you could have got a precise answer. Now here as I read through the answers, they have tried to answer every possible part of the quest

... Full advice ...
Rate = 3.5 (Rated by 4 Council Members)

 
preeti saxena,
Council Member
  Ammas.com
  Hi Sara, Paying off a home mortgage early could be a smart decision for many borrowers. It can save thousands of dollars in interest and gives more opportunity for financial freedom. Homeowners may c

... Full advice ...
Rate = 3 (Rated by 3 Council Members)

 
jes sree,
Council Member
  Ammas.com
  If you are a home owner and you've applied for a mortgage, there is always the discussion of the option of being able to pay off your mortaged early. In the back of one's mind, there is the ideal situ

... Full advice ...
Rate = 2.5 (Rated by 4 Council Members)

 
shiva sakthi,
Council Member
  Ammas.com
  Hai,

1.First you want to make sure that your loan is at the lowest possible rate of interest. By having a low rate your monthly payments will be lower each month and this will give you extra money

... Full advice ...
Rate = 2.5 (Rated by 4 Council Members)

 
nagesh mn,
Council Member
  Ammas.com
  Your mortgage company should take care of everything and send you papers.They should record on the deed that the mortgage is paid off.Does your mortgage company pay your property tax and insurance If

... Full advice ...
Rate = 2.5 (Rated by 3 Council Members)

 
KG Anand,
Council Member
  Ammas.com
  A mortgage can be paid off easily by being regular in payment of the EMIs so that your default amount does not accumulate. Accumulation of default amount leads to compounding of interest, penalty, bei

... Full advice ...
Rate = 2 (Rated by 5 Council Members)

 
 From:  Av khats, United States, Sep/01/10 submitted on: Ammas.com
Subject:  Taxes owned both federal and state after sale of house which has a mortgage on it
Question:  Short Sale tax relief question on a Recourse Mortgage loan

I've a refinance loan with a current mortgage of 650000 and the short sale amount is 550000 in california

This loan is for my primary residence and this is the only loan I've i.e. there is no second loan

How Tax I own for state and federal after the short sale goes through

your feedback is appreciated.

regards. ak

Rate = 3 (Rated by 1 Council Members)

nagesh mn,
Council Member
  Ammas.com
  The IRS says there is no free lunch. If you transfer title on your home, whether voluntarily through a warranty deed or grant deed, or involuntarily through foreclosure, you have sold your home. You m

... Full advice ...
Rate = 2 (Rated by 5 Council Members)

 
 From:  ch,n.s.l.prasanna, india, Jul/22/10 submitted on: Ammas.com
Subject:  housing schemes
Question:  rajeev gruhakalpa weaker section housing schme 2005 they are allowted atmallampet inhyd when they are completed

Rate = 3 (Rated by 1 Council Members)

B Sreekanth Reddy,
Council Member
  Ammas.com
  Hello Prasanna garu you may contact the below mentioned persons for Hyderabad region Gruhakalpa

1 Project Director, ********@*****.***, 9701451101

2 EE, Secunderabad, ********@*****.***, 9701

... Full advice ...
Rate = 1.5 (Rated by 1 Council Members)

 
 From:  vinoth, IND, Jun/23/10 submitted on: Ammas.com
Subject:  home loan for second time
Question:  can i apply home loan for second time

Rate = 3 (Rated by 2 Council Members)

Anant Bansode,
Council Member
  Ammas.com
  Yes you can. Provided that your income supports the eligibility for your new loan. If you are a salaried, you can claim tax benefit on only one loan. Generally the maximum installment payment for all

... Full advice ...
Rate = 2 (Rated by 1 Council Members)

 

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