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Hi im an Agent Advisor with Max NewYork Life,hyderabad.im looking out to sell "Healthy family insurance".cud anyone help me out to provide listed companies or hospitals looking to opt for it.
Max New York Life Insurance, one of India’s leading life insurance companies, today introduced ‘LIFELINE Healthy Family’ a health insurance plan, the most comprehensive long term insurance coverage for hospitalization, surgeries and critical illness for the entire family under one single policy.
Key Benefits:
Comprehensive health cover – Covers hospital cash, surgery and critical illness for the whole family under one plan.
Coverage of Congenital disorder – Max New York Life is the only life insurer to offer this benefit. This benefit covers medically listed necessary surgical procedures required to correct congenital defects in a child born to a mother who is continuously covered for a period of 12 month under the policy. The benefit is part of the Surgical Sum Assured and will form a part of the Primary floater. Repeat surgeries would be allowed subject to the sum assured limits applicable.
Highest number of Hospitalisation Days and Daily Cash limits - Through Healthy Family, the family insured is entitled to 100 days of coverage in the policy year and 500 days during the policy term. Also the family is entitled to fixed daily cash benefits in case of hospitalization of Rs. 1000/- per unit and Rs. 2000/- per unit in case of ICU requirements.
Coverage for 10 years – To close the existing gap of long-term health insurance for the entire family, Healthy Family provides health insurance cover for a period of 10 years with an option to renew premiums in a block of 5 years.
No upper limit on the family size – The policy also offers no limitations on the number of children that can be covered under one policy whether biological or adopted.
Highest number of surgeries covered and Yearly increases on surgical benefits, even after claims – Healthy Family entitles coverage in more that 430 surgeries and an increase of 5% (simple interest) on the surgical cash benefit each year.
Highest number of critical illness cover in the industry – Healthy Family covers 38 critical illnesses, which is the highest in the industry.
Guaranteed Renewability till the age of 75 years – Healthy Family guarantees renewabality of the policy till the age of 75 years even if a member of the family has faced major or critical illness.
Relevant and segmented benefit for parents – Since older members of the family are more susceptible to falling ill, to ensure that the family does not suffer from inadequate cover in case the benefits have been availed, parents in the family have been provided with segmented benefits which will ensure separate payout in case of hospital, surgical and critical illness payouts.
Premium calculation for each life to arrive at the final premium for the entire family – Each individual of the family is assessed individually to arrive at a cumulative premium. Through this offering the company has have also tried to address the existing concern of defined premiums irrespective of family health conditions. This means two different families with the same number of members and age may have different premium amounts based on individual health conditions.
ITS URGENT.PLS REVERT ASAP.
THANK YOU.
(Rated by 11 Council Members)
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